Toronto – UM Financial ta tallafa wa Kamfanin Lamuni da Gidajen Kanada (CMHC) $65,000 kan binciken jinginar gidaje na Musulunci da sauran jinginar bangaskiya. Tallafin kuɗi / jinginar da aka yarda da Musulunci samfur ne/kayayyaki baya zuwa da kuɗin wasu samfuran kuma baya tilasta kowane ɗan ƙasar Kanada ya saya.
UM shine babban kamfanin kudi na Musulunci na Kanada. Kamfanin ya sami dala miliyan 120 daga Credit Union Central Ontario a cikin 2004, wanda ake amfani da shi don ba da kuɗin kuɗaɗen zama na gida na Shari'a a Kanada.
A cikin wata wasika da aka aika wa Karen Kinsley, Shugabar Kamfanin Lamunin Gidaje da Gidaje na Kanada, Shugabar UM Financial Omar Kalair ta ce, "Lamunin jinginar gida na Musulunci haɗin gwiwa ne na hannun jari tare da biyan kuɗi da ke zuwa ta hanyar riba (hayar). Kuɗin Musulunci samfura ne na kasuwanci waɗanda ba su da riba, kama da samfuran ɗabi'a waɗanda ke da matattara."
Irin wannan tsarin jinginar gida ana amfani da ita ta Ƙungiyar Kiredit na Manitoba da ke hidima ga al'ummar Mennonite waɗanda ke kauracewa riba. Kamar yadda masu imani daban-daban suke da zabin siyan nama yayin zuwa kantin sayar da kayan abinci tsakanin naman Musulunci (halal), naman Yahudawa (kosher), abinci mai gina jiki (da'a), da sauransu mu a matsayinmu na kamfani muna ba wa mutanen da ke son samun kudi ba tare da riba ba. samfuran da ke samuwa a gare su. "
Ga masu sukar masana'antar suna mayar da martani da cewa bambancin yana nan saboda shari'ar Musulunci tana ganin mutum, ko da a aiki yana da wuya a same shi. David Loundy, mataimakin shugaban bankin Devon da ke Chicago, wani banki mallakar Yahudawa ne da ke samar da kayyakin kudi na Musulunci ta hanyar rassansa, ya ce: "Kamar bambanci ne tsakanin mace da budurwa. "Za su iya yin wasu ayyuka iri ɗaya, amma akwai bambanci na doka tsakanin su biyun, ta fuskar gado da haraji."
Kalair ya ce "Muna da sama da 150 Musulmi kungiyoyi a kasar Canada wadanda suka yi aiki tare da mu wajen tallata kudaden Musulunci. Mun gama 100 cibiyoyin hada-hadar kudi da muka hadu da su don tattaunawa kan kayayyakin kudaden Musulunci. Mun sami damar tsara samfuran kuɗi masu dacewa da Shariah tare da Credit Union Central Ontario, Metro Credit Union da McMaster Savings and Credit Union. Duk samfuranmu suna cikin dokokin Kanada kuma babu buƙatar canje-canje a cikin doka kamar yadda muka sanar da samfuranmu tare da Ma'aikatar Kuɗi, OSFI, OSC, FSCO da CMHC. A halin yanzu mun yi hidima kusan gidaje 500 amma muna da jerin jirage na gidaje 5,000 a halin yanzu."
“Sauran gwamnatocin sun ba da kwarin guiwar ci gaban harkokin kudi na Musulunci tare da Ma’aikatar Baitulmali ta Amurka nadin wani Malami a mazaunin gida na harkokin kudi na Musulunci, da kafa aikin hada-hadar kudi na Musulunci a Jami’ar Harvard, da Dow Jones Islamic Market Indexes da Firayim Ministan Biritaniya Gordon Brown a wani jawabi da ya yi a London Islamic Finance. taron na son "mai da Biritaniya cibiyar harkokin kudi ta Musulunci ta duniya". A yau muna da bankunan Amurka guda biyu da ke ba da samfuran kuɗaɗen Musulunci a Detroit da Chicago da LloydsTSB suna ba da samfuran Kuɗaɗen Musulunci a cikin rassa 2000 a Biritaniya."
“Ba mu ga tallafin Musulunci yana kashe al’ummar Musulmi ba. Babu wani dalili da za mu dauka idan a yau muna da bankuna a Detroit da Chicago suna ba da jinginar gidaje na Musulunci daidai da al'ummar Musulmi ta hanyar rassansa."
Muna kira ga CMHC da su ci gaba da nazarin su kan jinginar gidaje na Musulunci wanda za a raba shi a fili don duk mutanen Kanada suyi nazari. Bayar da jinginar Musulunci ta yi aiki a Kanada sama da shekaru 25.
An aika kwafin wasikar zuwa Jim Flaherty, Ministan Kudi da Monte Solberg, Ministan Albarkatun Jama'a da Ci gaban Jama'a wanda ke da alhakin CMHC.
Ya tsara samfuran ajiya na banki masu dacewa da Shariah tare da McMaster Savings and Credit Union. UM ita ce wakilin Kanada a kan manyan ƙungiyoyin Kuɗi na Musulunci guda biyu: Hukumar Kula da Kuɗi ta Musulunci (IFSB) da ke Malaysia da Ƙungiyar Ƙididdiga & Auditing don Cibiyoyin Kuɗi na Musulunci (AAOIFI) mai tushe a Bahrain.
Tushe: http://www.exchangemagazine.com/morningpost/2008/week5/Friday/02012.html
.
.
